General Finance

Course progress

0 of 37 lessons completed
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Module 1

Pre-training

47:47
1Welcome lesson
7:03
2Financial Freedom Mindset
11:17
3Useful Financial Habits
10:17
4Working with Financial Goals
19:10
Module 2

Managing Personal Finances

39:01
1Analysing Current Finances
12:19
2Creating and Managing Budget
9:55
3Budgeting Practice
3:43
4Personal Financial Plan
8:31
5Personal Financial Plan Completion Practice
4:33
Module 3

Understanding and Managing Loans

33:51
1Types of Loans and Their Features
16:57
2What is a Credit Score and How is it Formed?
6:51
3The Impact of Credit Score on Financial Life
5:13
4How to Improve Your Credit Score
4:50
Module 4

Effective Savings Strategies

47:48
1Financial Safety Cushion and Its Role in Financial Wellbeing
4:58
2Inflation and Its Impact on Your Finances
5:59
3How to Calculate Your Financial Cushion
4:24
4Banking Products to Maintain a Financial Cushion
4:57
5Choosing the Right Banking Product for Savings
8:14
6The Role of Insurance in Financial Planning
7:09
7How to Choose the Right Insurance Product
12:07
Module 5

Wealth Accumulation Techniques

27:54
1Introduction to Accumulation Strategies
2:37
2High-Yield Savings Accounts and Certificates of Deposit
7:42
3U.S. Treasury Bonds and Inflation-Linked Savings Bonds
8:23
4Money Market Funds and Individual Retirement Account
9:12
Module 6

Strategies for Active Income Generation

27:26
1Ways to Increase Your Income
16:34
2Freelance and Remote Work
10:52
Module 7

Smart Investment Practices

1:03:11
1Fundamentals of Investing
11:39
2Treasury Securities as an Investment Option
15:14
3Understanding the U.S. Stock Market
12:02
4Venture Investing and Investment Funds
11:16
5High-Return Real Estate Investing
13:00
Module 8

Navigating Taxes Efficiently

25:46
1Tax Basics
4:07
2How to File a Tax Return
8:30
3Tips for Optimising Tax Obligations
13:09
Module 9

Bonus: Building a Personal Financial Ecosystem

21:14
1Planning for the Future
8:39
2How to Diversify the Right Way
9:47
3Final Summary and Next Steps
2:48

Banking Products to Maintain a Financial Cushion

Module 4
·
Lesson 4
·
4:57

This lesson answers the question of where to store your financial cushion. We’ll review different types of accounts and debit cards best suited for short-term and emergency savings.

Time Code

00:00:00 | Intro to banking products for storing a financial cushion
00:00:27 | Bank cards vs. accounts; focus on safety and reliability
00:01:02 | Savings accounts: purpose, FDIC insurance, interest
00:01:30 | Savings account limits; checking accounts: access and flexibility
00:01:58 | Comparison: savings for interest, checking for daily use
00:02:25 | Debit cards: use, security, not suitable for large savings
00:02:57 | Risks: theft, weak fraud protection, low interest
00:03:24 | Debit card limits, poor yield, budgeting difficulty
00:03:54 | Use separate accounts for better financial control
00:04:24 | Security tips: account monitoring, passwords, PIN protection
00:04:50 | Next lesson: choosing the best banking product

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